Best Places to Retire on a Lake

waterfront retirement

Retire on the Water

Affordable Places to Retire on the Water: What to know, where to go

U.S. News & World Report recently took a look at the trend of retiring on the water, where there are “plenty of opportunities for boating, fishing, swimming and other outdoor recreational activities.” Their focus on finding retirement spots near the water that also have “reasonable housing prices, an affordable cost of living and other amenities retirees need,” led to findings in Florida, Idaho, South Carolina, and Alabama, among others. They clearly didn’t know about Lake Brownwood and King’s Point Cove, offering spectacular waterfront homesites and golf course lots within The Hideout Golf Club & Resort.

 It’s not surprising, really. King’s Point Cove is Texas’ hidden gem. But retirees and those who are planning for retirement who have had the good fortune to discover this exceptional community know they have found the ultimate place to build their dream home in a prime spot to enjoy their new freedom. And with homesites from just $34,900 it’s more affordable than you may have thought to build your dream retirement home.

 If you’re looking for your ideal retirement spot on the water, we’ve got four factors for you to consider

 The location

 The days when retirees up and leave for Florida as soon as they stop working are diminishing. Today, one of the top retirement trends involves staying closer to loved ones but in a place that still allows you to fulfill your individual retirement dreams. That means that when choosing your retirement spot, you want to “consider the community's proximity to friends and family,” said Kiplinger

 One of the beloved features of communities like King’s Point Cove is its location. This pristine part of the Hill Country has its own special blend of beautiful topography anchored by Lake Brownwood, so it feels like a getaway. Yet, you’re within a three-hour drive of Dallas, Ft. Worth, Austin, and San Antonio.

Quality of life

Of course, while retirees may want to be close to friends and family, they also want to settle into a place that suits their lifestyle. “For the first baby boomers already in their Golden Years, ‘retirement’ doesn't necessarily mean waiting by the phone for the grandchildren to call,” said Forbes. “They're seeking active, meaningful third acts, often in places they once visited or have long dreamed about.”

King’s Point Cove appeals to retirees seeking the lake lifestyle, whether that means fishing, boating, or simply enjoying the views. They also come for the golf—and sometimes never leave! The Hideout Golf Club & Resort, where King’s Point Cove is located, is considered one of the top golfing destinations in the area. Its 18-hole championship course was designed by renowned golf course designer Bill Johnston and offers special privileges and discounts for owners in the community.

Brownwood’s 14.9 square miles is chock full of stunning Hill Country splendor and a plethora of must-go and must-see spots, including:

·      Lake Brownwood, a 7,300-acre reservoir that is a top spot for water sports and fishing for largemouth bass, smallmouth bass, white bass, striped bass, white crappie, flathead catfish, and sunfish.

·      Numerous parks, hunting opportunities, and the Bert V Massey JJ Sports Complex, which includes a dozen sports fields and the Camp Bowie Aquatic Center.

·      Downtown Brownwood, where you can browse unique shops, boutiques, and specialty stores, visit the Brownwood Lyric Theatre, Brownwood Art Center, Brown County Museum of History, and the Lehnis Railroad Museum.

·      Numerous wineries that will save you the drive to Fredericksburg

·      Great restaurants like local fave Runaway Train Cafe and Steve’s Market & Deli, one of Texas Monthly’s “Hidden Texas” gems, and The Hideout’s restaurant, The Grill, an acclaimed farm-to-table steakhouse serving breakfast, lunch, and dinner.


When it comes to retirement, overall cost is a consideration, and that goes beyond the price of the land and construction of the home. “For most people, taxes are another deciding factor,” said The Balance, noting that Texas is one of seven states that “do not have personal state income taxes.” That can save retirees a considerable amount of money.

Building a dream home

 For many retirees, no typical home will do. They increasingly don’t want something designed to someone else’s specifications or even something that’s already been lived in, for that matter. When you build a custom home in Texas, your options expand. But there are some things you’ll want to keep in mind if you’re building your retirement home.

“Make sure your home is built for aging in place,” said U.S. News & World Report. A large home with lots of stairs may not be a good fit as you get older.” For those who do want a two-story home, a first-floor master suite is a popular choice, as are features like wide doorways and hallways and bathrooms with walk-in showers.

For more information, visit King’s Point Cove. This Hill Country lake and golf community offers an ideal combination of setting, land offerings, and amenities, making it a natural choice for those looking to enjoy their retirement years in Texas. King’s Point Cove offers the exclusive chance to own Texas land and build a waterfront dream home in a prime location. The Hideout Golf Club & Resort is already home to more than 500 property owners, and new buyers are able to join them at pre-development pricing for a limited time. Newly available waterfront lots at King’s Point Cove offer some of the best locations and views in the community.

 Book a one-hour tour, or, even better, make it a weekend and check out all that King’s Point Cove has to offer at your leisure. Stay in one of the resort’s six lodge rooms, 17 cabins, and 10 RVs available to rent on-site, enjoy a few delicious meals at The Grill, and explore everything else that makes this community so ideal.